| PRIVACY POLICY - COMMITMENT TO YOUR PRIVACY This site is owned and operated by Palmer Marketing. Your
                      privacy on the Internet is of the utmost importance to
                      us. At Palmer Marketing, we want to make your experience
                      online satisfying and safe. Because we gather certain types of information about our
                      users, we feel you should fully understand our policy and
                      the terms and conditions surrounding the capture and use
                      of that information. This privacy statement discloses what
                      information we gather and how we use it. INFORMATION Palmer Marketing GATHERS AND TRACKS Palmer Marketing gathers two types of information about
                      users: Information that users provide through optional, voluntary
                      submissions. These are voluntary submissions to receive
                      our electronic newsletters, and from participation in any
                      polls and surveys we may have: Information Palmer Marketing gathers through aggregated tracking information
    derived mainly by tallying page views throughout our sites. This information
    allows us to better tailor our content to readers' needs and to help our
    web designers better understand the demographics of our audience. Under no
    circumstances does Palmer Marketing divulge any information about an individual
    user to a third party.
 Palmer Marketing Gathers User Information In The Following Processes:
 Optional Voluntary Information We offer free mailings which require some type of voluntary
                      submission of personal information by users: Privacy Policy
 1. Electronic newsletters policy  We will offer a free electronic newsletter to users. Palmer
                      Marketing gathers the email addresses of users who voluntarily
                      subscribe. Users may remove themselves from this mailing
                      list by following the link provided in every newsletter
                      that points users to the subscription management page.
                      Users can also subscribe to the newsletters at the time
                      of registration. 3. Polling We may offer interactive
                        polls to users so they can easily share their opinions
                        with other users and see what our
                      audience thinks about important issues. Opinions or other
                      responses to polls are aggregated and are not identifiable
                      to any particular user. Palmer Marketing may use a system
                      to "tag" users after they have voted, so they
                      can vote only once on a particular question. This tag is
                      not correlated with information about individual users. 5. Surveys Palmer Marketing may occasionally conduct user surveys
                      to better target our content to our audience. We never
                      share any of this information about specific individuals
                      with any third party. Children Consistent with the Federal Children's Online Privacy
                      Protection Act of 1998 (COPPA), we will never knowingly
                      request personally identifiable information from anyone
                      under the age of 13 without requesting parental consent.   Usage tracking Palmer Marketing tracks user traffic patterns throughout
                      all of our sites. However, we do not correlate this information
                      with data about individual users. Palmer Marketing does
                      break down overall usage statistics according to a user's
                      domain name, browser type, and MIME type by reading this
                      information from the browser string (information contained
                      in every user's browser). Palmer Marketing sometimes tracks and catalogs the search
                      terms that users enter in our Search function, but this
                      tracking is never associated with individual users. We
                      use tracking information to determine which areas of our
                      sites users like and don't like based on traffic to those
                      areas. We do not track what individual users read, but
                      rather how well each page performs overall. This helps
                      us continue to build a better service for you. Cookies We may place a text file
                        called a "cookie" in
                      the browser files of your computer. The cookie itself does
                      not contain Personal Information although it will enable
                      us to relate your use of this site to information that
                      you have specifically and knowingly provided. But the only
                      personal information a cookie can contain is information
                      you supply yourself. A cookie can't read data off your
                      hard disk or read cookie files created by other sites.
                      Palmer Marketing uses cookies to track user traffic patterns
                      (as described above). You can refuse cookies by turning them off in your browser.
                      If you've set your browser to warn you before accepting
                      cookies, you will receive the warning message with each
                      cookie. You do not need to have cookies turned on to use
                      this site.  Privacy Policy Use USE OF INFORMATION Palmer Marketing uses any information voluntarily given
                      by our users to enhance their experience in our network
                      of sites, whether to provide interactive or personalized
                      elements on the sites or to better prepare future content
                      based on the interests of our users. As stated above, we use information that users voluntarily
                      provide in order to send out electronic newsletters and
                      to enable users to participate in polls, and surveys. We
                      may send out newsletters to subscribers on a regular schedule
                      , and occasionally send out special editions when we think
                      subscribers might be particularly interested in something
                      we are doing. Palmer Marketing never shares newsletter
                      mailing lists with any third parties, including any advertisers,
                      sponsors or partners. When we use tracking information to determine which areas
                      of our sites users like and don't like based on traffic
                      to those areas. We do not track what individual users read,
                      but rather how well each page performs overall. This helps
                      us continue to build a better service for you. We track
                      search terms entered in Search function as one of many
                      measures of what interests our users. But we don't track
                      which terms a particular user enters. Palmer Marketing will not disclose any information about
                      any individual user except to comply with applicable law
                      or valid legal process or to protect the personal safety
                      of our users or the public. SHARING OF THE INFORMATION Palmer Marketing uses the above-described information
                      to tailor our content to suit your needs and help us understand
                      our audience's demographics. We will not share information
                      about individual users with any third party, except to
                      comply with applicable law or valid legal process or to
                      protect the personal safety of our users or the public. SECURITY Palmer Marketing operates secure data networks protected
                      by industry standard firewall and password protection systems.
                      Our security and privacy policies are periodically reviewed
                      and enhanced as necessary and only authorized individuals
                      have access to the information provided by our customers. OPT-OUT POLICY We give users options wherever necessary and practical.
                      Such choices include: Opting not to register to receive our electronic newsletters. YOUR CONSENT
 By using this site, you consent to the collection and
                      use of this information by Palmer Marketing. If we decide
                      to change our privacy policy, we will post those changes
                      on this page so that you are always aware of what information
                      we collect, how we use it, and under what circumstances
                      we disclose it.
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